Health Insurance
Each student coming to Czechia is obligated to have medical insurance. Having a health insurance policy entitles you to standard medical treatment or reimbursement of the standard medical treatment that you may receive from a general practitioner or another medical specialist. Prescribed medication is usually also reimbursed by the insurance company at least partially, if not fully. Medicine and treatment are generally less expensive than in other European countries.
Please visit the Ministry of Interior of the Czech Republic’s website to learn the requirements for medical insurance. The conditions differ for EU citizens and non-EU students.
Students from the EU
EU citizens can temporarily use their own European Health Insurance Card (EHIC), and citizens of the United Kingdom should bring their Global Health Insurance Card (GHIC).
After your arrival, we advise you to register at VZP (Všeobecná zdravotní pojišťovna – General Health Insurance Company of the Czech Republic). Beware of EU health insurance policies and check the insurance regulations here.
To register, you may visit the VZP office at Na Perštýně 6, Prague 1. Bring your EHIC (GHIC) card and passport or ID card. You will obtain an official document providing you with the same health services as if you were a citizen of the Czech Republic. If you are unsure and need some help, you may contact them directly at the e-mail address: info@vzp.cz
Students from non-EU countries
If you are coming from outside the EU, you are required to have health insurance from an authorized insurance company as a part of your visa process.
There are several Czech insurance companies that provide the right type of insurance that is specifically designed for the needs of international students. Usually, you can purchase the insurance online.
There are two types of medical insurance:
Emergency medical care insurance is sufficient for your visa application and the beginning of your stay. This insurance will cover all the necessary expenses for emergency medical care (including emergency dental treatment) in medical institutions in the whole Schengen Area.
Comprehensive Medical Care Insurance. You will be required to obtain this type of insurance when you extend your visa.
The minimum insurance limit per one insurance claim increased to 400 000 EUR.
Recommended comprehensive insurance providers:
UNIQA – This insurance company provides comprehensive insurance for shorter periods.
- COMPLEX +
- COMPLEX
AXA – This insurance company provides comprehensive insurance for a minimum of 1 month.
- Foreigner´s comprehensive health insurance
Vitalitas – This insurance company provides comprehensive insurance for a minimum of 1 month.
PVZP – This insurance company has comprehensive insurance. However, there is a minimum term of 4 months. There are other products that can be purchased for a shorter period (see PVZP options below).