Having a health insurance policy entitles you to free standard medical treatment or reimbursement of the standard medical treatment that you may receive from a general practitioner or other medical specialist. Prescribed medication is usually also reimbursed by the insurance company at least partially, if not fully. Medicine and treatment are generally less expensive than in other European countries.
Students from the EU, Norway, Switzerland, Liechtenstein and Iceland
After your arrival you’ll need to register at VZP (Všeobecná zdravotní pojišťovna – General Health Insurance Company of the Czech Republic). Beware of EU health insurance policies and check the insurance regulations here.
To register you may visit the VZP office at Na Perštýně 6, Prague 1. You will obtain an official document providing you with the same health services as if you were a citizen of the Czech Republic. Our health system guarantees that it is free (at most a small charge) for consultations and prescriptions.
To obtain treatment under the provisions of the European regulations it is important to contact a medical institution that has a contract with the public health insurance system (most of them have, but some institutions are private).
You should also check out Centrum mezistátních úhrad (Centre for International Reimbursements or CMÚ).
Students from non-EU countries
If you are coming from outside the EU you are required to have health insurance from an authorized insurance company. The original contract has to be written in Czech, or you have to obtain a certified translation into Czech.
There are several Czech insurance companies that provide the right type of insurance that is specifically designed for the needs of international students. Usually you can purchase the insurance on-line.
There are two types of medical insurance: Emergency medical care insurance, which is sufficient for your visa application and for the beginning of your stay. This insurance will cover all the necessary expenses for emergency medical care (including emergency dental treatment) in medical institutions in the whole Schengen Area. The second type of insurance is Comprehensive Medical Care Insurance. You will be required to obtain this type of insurance when you extend your visa.
Registered providers of insurance for foreigners in the Czech Republic
- SLAVIA Insurance Company – emergency urgent health care and comprehensive medical care.
- MAXIMA Insurance Company – provides both types of heath insurance. For details, see this overview.
- UNIQA Insurance Company – you may choose the type of comprehensive medical care for foreigners.
- VZP or General Health Insurance Company of the Czech Republic – the first and largest health insurance company in the Czech Republic. Details about the health care possibilities can be seen here.