Having a health insurance policy entitles you to free standard medical treatment or reimbursement of the standard medical treatment you may receive from a general practitioner or other medical specialist e.g. in a hospital. Prescribed medicines are usually also reimbursed by the insurance company, if not fully, then at least partially. Medicines and treatment are generally less expensive than in other European countries.
For students from the EU, Norway, Switzerland, Liechtenstein and Iceland it is important to register after your arrival in the Czech Republic at VZP. (Všeobecná zdravotní pojišťovna České republiky). Visit VZP at Na Perštýně 6, Prague 1 to obtain an official document providing you the same health service as for citizens of the Czech Republic, free or with just a small charge for consultations and prescriptions.
To obtain treatment under the provisions of the European regulations it is important to contact a medical institution that has a contract with the public health insurance system (most of them have, but some institutions are private).
Centre for International Reimbursements, Centrum mezistátních úhrad, CMÚ.
Students from non-EU countries are required to have health insurance from an authorized insurance company. The original contract has to be written in Czech language, or you have to obtain a certified translation into Czech language.
There are several Czech insurance companies that provide the right type of insurance specifically designed for/tailored to the needs of international students. Usually you can arrange the insurance on-line.
There are two types of medical insurance: Emergency medical care insurance, which is sufficient for your visa application and for the beginning of your stay. The insurance will cover all the necessary expenses for emergency medical care (including emergency dental treatment) in medical institutions in the whole Schengen territory. The second type of insurance is Comprehensive Medical Care Insurance. You will be required to conclude this type of insurance when you first extend your visa.
Registered providers in the Czech Republic of insurance for foreigners: